Creative finance explained

Options beyond a traditional sale.

We only use creative structures when it benefits the seller and the numbers make sense. Here’s the plain-English overview.

Subject-to Seller finance Novation Lease option

Talk it through

Have a scenario in mind? We’ll tell you what’s realistic.

We buy the home and keep the existing mortgage in place while we make the payments. Helpful when payoff isn’t ideal right now.

You act as the bank. We agree on price and monthly terms, and you get paid over time.

We partner to improve and list the property, then pay you from the final sale proceeds.

We lease now with the option to buy later. Useful when timing is the main constraint.